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Loan Program Options

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Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

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FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in...

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Home Purchase Loans in Santa Clara County, San Benito County, Alameda County

Welcome to Victory Lending, your trusted mortgage broker serving Santa Clara County, San Benito County, and Alameda County, CA. We specialize in providing loan solutions for all types of home purchases. Whether you're a first-time homebuyer or a seasoned investor, our team of experts is here to guide you through the process and find the perfect loan package for your needs.

As an experienced mortgage broker, we offer a wide range of loan options to cater to every individual. From FHA Loans to VA Loans, USDA Loans to Jumbo Loans, we have the expertise to secure the best terms and rates for you. Our team is also well-versed in Conventional Loans, Commercial Loans, Reverse Mortgages, Nonqm Loans, and Bridge Loans, ensuring that we have the perfect solution for all your home financing needs.

At Victory Lending, our top priority is to make your home purchase journey a smooth and stress-free experience. We understand that every client has unique financial goals and circumstances. Thats why we take the time to understand your needs and customize loan options that fit your specific situation. Our dedicated team will provide personalized guidance, ensuring that you understand the loan process and helping you navigate through the complexities of the mortgage landscape.

Whether you're looking to buy a home in Santa Clara County, San Benito County, or Alameda County, trust Victory Lending to be your partner in securing the right loan for your dream home. Our commitment to exceptional customer service, extensive industry knowledge, and access to a wide network of lenders sets us apart. Contact us today to explore our flexible home purchase loan options and experience the Victory Lending difference.



Welcome to our website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

See how simple it is

Our App guides you through your mortgage financaing and connects you directly to your loan officer and realtor.

Begin Your Home Loan Process Today!

1

Answer a few questions

Tell us what you're looking for so we can match you with the perfect mortgage

2

Find your lender

We'll search for the top rates from our network of lenders in your area

3

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Your lender will contact you shortly so you get more info or lock in your rate

What our clients say about us!

Vicki is the best!! We love working with her. She is organized and quick at responding. :)
Vicki Kermoyan has been our loan officer for all our sales and purchases of property for over 15 years. She is the best in the business, highly recommended!
I have worked with Vicki Kermoyan for 20+ years. She is not only a dear friend, but a trusted business associate who I always have, and always will refer my clients to when they are looking to purchase a home. Vicki is a consummate professional. A highly skilled Mortgage Lender with tremendous people skills as well. When Vicki works with my clients, I know for certain they are in the best hands possible and also know confidently that she's got their financing covered! Our transactions 100% always close!! I highly recommend Vicki for purchase transactions as well as re-financing existing properties. She is the best in the business and I highly recommend her for all your financing needs!

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